Unless you’ve been living off the grid and completely self-sufficiently, you will have noticed that the cost of living just keeps rising. And world events in the last few months have had a significant impact, with everything from rent, house prices, to food and fuel costs going up and up. The recent budget made big promises about addressing the cost … Read More
6 Effective Ways to Financially Prepare for the Unexpected
How To Financially Prepare for the Unexpected? First of all, it’s important to understand what an unexpected expense is and what it’s not. So how can we financially prepare for unexpected events if we are already very good and frugal with our finances? As we have recently experienced COVID 19 and still experiencing the effects it has on us personally … Read More
Simple Ways to Have a Cheap Covid 19 Christmas 2020
5 Simple Ways to Have a Cheap Covid 19 Christmas 2020 Christmas 2020 – Simple ways to have a Cheap Covid 19 Christmas 2020 without feeling like you have been a cheapskate. 1. Set a Spending Limit for Gifts We all have so much stuff, and really do we need more unwanted items? Christmas should be about togetherness and spending … Read More
Simple Steps on Managing your money
Simple Steps on Managing Your Money During COVID19 There are simple steps on managing your money during COVID19 as we all know we have all been affected. I have listed below some steps and practical solutions to think about or maybe some you have not thought about doing. Look for ways to reduce your spending Look at your expenses to … Read More
Spending Habits and Budgeting How it Will Affect Us Post – COVID 19
Changing our Spending Habits and Budgeting, Forever. Post COVID 19 It’s a good predictor of how easily we are going to meet our financial goals throughout our lives, particularly how life has changed, and we are adjusting post-COVID 19. The way we handle our spending habits and our budgeting can tell others a lot about our personality. We may recognize … Read More
Five Ways to Avoid Lifestyle Creep
We have all been a victim of lifestyle creep so how do we avoid it? We often celebrate when we get a raise. After all, we deserve it after working so hard. It’s basically a treat and self-reward. So, it becomes easier for us to forget about being thrifty for a while. We also get a reason to ask ourselves, … Read More
